Reducing risk and protecting your salon
Insurance protects a salon financially, but preventing claims is always more effective than responding to them. Many claims arise from avoidable issues such as poor documentation, inadequate consultation, or lack of maintenance. Claims in salons commonly relate to slips and trips, chemical reactions, burns from hot tools, allergic reactions, employee injuries, and property damage. A proactive approach to risk management reduces the likelihood of claims and helps ensure insurance policies remain valid.